Local Port St. Lucie, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Home, hurricane, and auto insurance in Port St. Lucie, Florida
Port St. Lucie is one of Florida's fastest-growing cities, a largely residential community on the Treasure Coast along the North Fork of the St. Lucie River, with newer neighborhoods spreading west into Tradition.
Frances and Jeanne in 2004
Hurricanes Frances and Jeanne made landfall on the Treasure Coast within three weeks of each other in 2004, damaging thousands of roofs. Newer homes built to current code often earn strong wind mitigation credits, and we make sure every one is on your homeowners policy.
Canals, the river, and flood
Homes along the St. Lucie River and the city's many canals and drainage waterways can flood in heavy rain. A standard home policy excludes flood, so we quote flood insurance with the 30-day waiting period in mind.
Commuters and growing families
We write auto insurance for drivers on I-95 and the Turnpike, renters insurance for new arrivals, and umbrella coverage for families adding teen drivers.
Your insurance team for Port St. Lucie, Florida
We work with Port St. Lucie households and business owners, and also serve nearby Fort Pierce, Stuart, Jensen Beach, Palm City, and Okeechobee, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Port St. Lucie, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Port St. Lucie, Florida.