
Local Pembroke Pines, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and umbrella insurance in Pembroke Pines, Florida
Pembroke Pines is a large suburban city in southwest Broward County that stretches west toward the Everglades, with planned communities, parks, and easy access to I-75 and Florida's Turnpike.
Planned communities and newer homes
Much of Pembroke Pines was built in the 1980s and later, and many homes sit in communities with homeowners associations. Newer construction often earns wind mitigation credits, and we shop homeowners coverage to make sure they're applied.
Lakes, canals, and rain flooding
Many neighborhoods are built around stormwater lakes and canals that can overflow in tropical rain. We quote flood insurance separately, even for homes outside high-risk zones.
Families and commuters
We write auto insurance for commuters headed to Miami and Fort Lauderdale, and umbrella coverage for families with pools, teen drivers, or more to protect.
Your insurance team for Pembroke Pines, Florida
We work with Pembroke Pines households and business owners, and also serve nearby Miramar, Weston, Davie, Cooper City, and Southwest Ranches, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Pembroke Pines, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Pembroke Pines, Florida.


