Local Orlando, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Home, hurricane, and landlord insurance in Orlando, Florida
Orlando is the heart of Central Florida, known worldwide for its theme parks and also home to the University of Central Florida, Lake Eola, and fast-growing neighborhoods from Lake Nona to College Park.
Inland hurricanes and rain flooding
Hurricane Charley (2004) carried damaging winds inland to Orlando, and Hurricane Ian (2022) flooded neighborhoods such as Orlo Vista with heavy rain. Flood risk does not stop at the coast, so we quote flood insurance even outside mapped high-risk zones.
Sinkholes and ground collapse
Central Florida's limestone geology makes sinkholes a real concern. Florida policies include catastrophic ground cover collapse coverage, but broader sinkhole coverage is often optional, and we explain the difference when we shop homeowners insurance.
Short-term and long-term rentals
Many Orlando-area homes are rented to students, tourists, or long-term tenants. We write landlord policies for owners and renters insurance for tenants, plus umbrella coverage for added liability protection.
Your insurance team for Orlando, Florida
We work with Orlando households and business owners, and also serve nearby Winter Park, Kissimmee, Apopka, Ocoee, and Winter Garden, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Orlando, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Orlando, Florida.