
Local Miramar, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Home, flood, and auto insurance in Miramar, Florida
Miramar is a fast-growing city in southwest Broward County, stretching from older neighborhoods east of the Turnpike to newer planned communities near I-75 and the edge of the Everglades, with Miramar Regional Park and a large corporate park along Red Road.
Newer homes in planned communities
Much of western Miramar was built in the last few decades in communities with homeowners associations, and newer homes built to Florida's modern code often earn wind mitigation credits. We shop homeowners coverage and make sure every credit is applied.
Lakes, canals, and tropical rain
Many neighborhoods are built around stormwater lakes and canals that can overflow in heavy tropical rain, even outside high-risk flood zones. A standard home policy excludes flood, so we quote flood insurance separately.
Commuters and families
We write auto insurance with uninsured motorist coverage for commuters headed to Miami and Fort Lauderdale on I-75 and the Turnpike, and umbrella coverage for families with pools or teen drivers.
Your insurance team for Miramar, Florida
We work with Miramar households and business owners, and also serve nearby Pembroke Pines, Hollywood, Miami Gardens, Pembroke Park, and West Park, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Miramar, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Miramar, Florida.


