Local Gainesville, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Home, renters, and landlord insurance in Gainesville, Florida
Gainesville is home to the University of Florida and UF Health Shands Hospital, set among the oak-shaded neighborhoods, springs, and prairies of north central Florida, with Paynes Prairie Preserve State Park just south of town.
Student rentals near UF
Neighborhoods around the University of Florida campus, Midtown, and Archer Road are full of student apartments and rental houses. We write renters insurance for students and landlord policies for owners renting to them.
Older homes and big oak trees
Historic neighborhoods such as the Duckpond and Northeast Gainesville have older homes under large live oaks, and fallen trees cause many claims after tropical storms like Hurricane Irma (2017). We shop homeowners coverage and check how your policy handles tree and roof damage.
Sinkholes and inland flooding
North central Florida's limestone geology makes sinkholes a concern, and broader sinkhole coverage is often optional beyond catastrophic ground cover collapse. We also quote flood insurance for homes near creeks and low areas, and auto insurance for drivers on I-75 and Archer Road.
Your insurance team for Gainesville, Florida
We work with Gainesville households and business owners, and also serve nearby Alachua, Newberry, High Springs, Archer, and Micanopy, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Gainesville, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Gainesville, Florida.