Local Fort Lauderdale, Florida insurance coverage that fits your family & business needs, with a team that knows your name.
Condo, flood, and boat insurance in Fort Lauderdale, Florida
Fort Lauderdale is known for its beaches, Las Olas Boulevard, Port Everglades, and hundreds of miles of navigable waterways that have earned it the nickname the Venice of America.
The April 2023 flood
In April 2023, more than 25 inches of rain fell on Fort Lauderdale in about a day, flooding homes, cars, and streets well outside high-risk zones. A standard home policy excludes flood, so we quote flood insurance for every address.
Waterfront homes and condos
Older beachside condo buildings face milestone inspections and new reserve rules. We write condo unit-owner coverage with loss assessment limits and shop homeowners insurance for canal-front homes.
Yachts and the boat show
Fort Lauderdale is a center of the yachting world. We write boat insurance with hurricane plans and navigation limits, plus umbrella policies for added liability.
Your insurance team for Fort Lauderdale, Florida
We work with Fort Lauderdale households and business owners, and also serve nearby Wilton Manors, Oakland Park, Lauderdale-by-the-Sea, Dania Beach, and Plantation, along with communities across Florida.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Fort Lauderdale, Florida providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fort Lauderdale, Florida.