
Local Fort Collins, Colorado insurance coverage that fits your family & business needs, with a team that knows your name.
Home, renters, and wildfire insurance in Fort Collins, Colorado
Fort Collins is home to Colorado State University, a lively Old Town, and a well-known craft brewing scene, with the Cache la Poudre River running along the north side of town.
Flood and wildfire
The 1997 Spring Creek flood damaged homes and the CSU campus, and the 2012 High Park Fire and 2020 Cameron Peak Fire burned in the foothills to the west. We quote flood insurance and shop homeowners coverage across carriers.
Students and rentals
We write renters insurance for students and landlord policies for rental owners, along with auto insurance for drivers on I-25 and College Avenue.
Your insurance team for Fort Collins, Colorado
We work with Fort Collins households and business owners, and also serve nearby Loveland, Windsor, Timnath, Wellington, and Laporte, along with communities across Colorado.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Fort Collins, Colorado providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fort Collins, Colorado.








