Local Fort Collins, Colorado insurance coverage that fits your family & business needs, with a team that knows your name.
Home, renters, and wildfire insurance in Fort Collins, Colorado
Fort Collins is home to Colorado State University, a lively Old Town, and a well-known craft brewing scene, with the Cache la Poudre River running along the north side of town.
Flood and wildfire
The 1997 Spring Creek flood damaged homes and the CSU campus, and the 2012 High Park Fire and 2020 Cameron Peak Fire burned in the foothills to the west. We quote flood insurance and shop homeowners coverage across carriers.
Students and rentals
We write renters insurance for students and landlord policies for rental owners, along with auto insurance for drivers on I-25 and College Avenue.
Your insurance team for Fort Collins, Colorado
We work with Fort Collins households and business owners, and also serve nearby Loveland, Windsor, Timnath, Wellington, and Laporte, along with communities across Colorado.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Fort Collins, Colorado providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fort Collins, Colorado.