Local Visalia, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and flood insurance in Visalia, California
Visalia is the seat of Tulare County and the gateway to Sequoia and Kings Canyon National Parks by way of Highway 198. Dairies, citrus groves, and nut orchards surround the city, and the Kaweah River flows down from the Sierra just to the east.
Homeowners insurance in Tulare County
Visalia has historic homes near downtown and many newer neighborhoods. Hot summers are hard on roofs and cooling systems, and carriers look closely at home age and condition. We shop homeowners coverage across carriers and write landlord policies for rental owners.
Flood risk after the 2023 storms
The 2023 storms and record Sierra snowpack sent high water down the Kaweah and St. Johns Rivers and flooded farms and homes across Tulare County. A standard home policy does not cover flood, so we quote flood insurance for homes in and out of mapped zones, along with earthquake coverage.
Farms, dairies, and trucking
We insure farms, dairies, and orchards, trucking operations, and local businesses, plus auto insurance for drivers on Highway 99 and Highway 198.
Your insurance team for Visalia, California
We work with Visalia households and business owners, and also serve nearby Tulare, Exeter, Farmersville, Goshen, and Three Rivers, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Visalia, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Visalia, California.
