
Local Tulare, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, dairy, and farm insurance in Tulare, California
Tulare sits along Highway 99 in the heart of California's dairy country. Every February the city hosts the World Ag Expo at the International Agri-Center, one of the largest farm equipment shows in the world.
Homeowners insurance for Tulare homes
From older homes near downtown to newer neighborhoods on the edges of town, carriers look at roof condition, home age, and cooling systems. We shop homeowners coverage across carriers and add umbrella coverage when you want more liability protection.
Flood risk in the Tulare Lake basin
In 2023, heavy storms and snowmelt brought back the historic Tulare Lake to the west and flooded farmland and communities across the region. A standard home policy does not cover flood. We quote flood insurance from the NFIP and private carriers, along with earthquake insurance.
Dairies, farms, and ag businesses
We insure dairies, farms, and equipment, milk and ag hauling, and local businesses, along with auto insurance for farm and family vehicles.
Your insurance team for Tulare, California
We work with Tulare households and business owners, and also serve nearby Visalia, Lindsay, Tipton, Pixley, and Porterville, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Tulare, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Tulare, California.








