Local Thousand Oaks, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Thousand Oaks, California
Thousand Oaks anchors the Conejo Valley in eastern Ventura County, surrounded by open space and oak-studded hills. Highway 101 and Highway 23 run through town, and neighborhoods like Newbury Park and Westlake Village back up to the Santa Monica Mountains.
Wildfire exposure and home hardening
The 2018 Woolsey Fire burned through the hills around Thousand Oaks and destroyed homes in nearby communities. Carriers look closely at defensible space, ember-resistant vents, and fire-rated roofs. We shop homeowners coverage across carriers and make sure every mitigation credit you qualify for is on your policy.
High-value homes and earthquake coverage
We write high-value home coverage for larger homes and estates, and earthquake insurance, which is separate from a standard home policy. The 1994 Northridge earthquake caused damage across the region.
Autos, umbrella, and businesses
For families with teen drivers, pools, or rental properties, auto and umbrella coverage go hand in hand. We also insure local businesses and contractors.
Your insurance team for Thousand Oaks, California
We work with Thousand Oaks households and business owners, and also serve nearby Westlake Village, Newbury Park, Moorpark, Agoura Hills, and Simi Valley, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Thousand Oaks, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Thousand Oaks, California.