Local Thousand Oaks, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and high-value home insurance in Thousand Oaks, California
Thousand Oaks anchors the Conejo Valley in eastern Ventura County, surrounded by open space and oak-studded hills. Highway 101 and Highway 23 run through town, and neighborhoods like Newbury Park and Westlake Village back up to the Santa Monica Mountains.
Wildfire exposure and home hardening
The 2018 Woolsey Fire burned through the hills around Thousand Oaks and destroyed homes in nearby communities. Carriers look closely at defensible space, ember-resistant vents, and fire-rated roofs. We shop homeowners coverage across carriers and make sure every mitigation credit you qualify for is on your policy.
High-value homes and earthquake coverage
We write high-value home coverage for larger homes and estates, and earthquake insurance, which is separate from a standard home policy. The 1994 Northridge earthquake caused damage across the region.
Autos, umbrella, and businesses
For families with teen drivers, pools, or rental properties, auto and umbrella coverage go hand in hand. We also insure local businesses and contractors.
Your insurance team for Thousand Oaks, California
We work with Thousand Oaks households and business owners, and also serve nearby Westlake Village, Newbury Park, Moorpark, Agoura Hills, and Simi Valley, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Thousand Oaks, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Thousand Oaks, California.
