
Local Santa Clarita, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wildfire, and earthquake insurance in Santa Clarita, California
Santa Clarita brings together Valencia, Newhall, Saugus, and Canyon Country in northern Los Angeles County. Interstate 5 and Highway 14 connect it to the San Fernando Valley, and Six Flags Magic Mountain sits on its western edge.
Wildfire and Santa Ana winds
Brush-covered hills surround the valley, and fires driven by Santa Ana winds, such as the 2019 Tick Fire, have forced large evacuations. Carriers look closely at brush clearance and roof type. We shop homeowners coverage across carriers and compare private options with the FAIR Plan.
Earthquake coverage
The 1994 Northridge earthquake damaged homes and freeway overpasses in Santa Clarita. A standard home policy does not cover earthquake, so we quote earthquake insurance and help you choose a deductible that fits your budget. We also write flood insurance.
HOAs, commuters, and businesses
Many Santa Clarita neighborhoods have HOAs, and long commutes on I-5 and Highway 14 shape auto insurance needs. We also write HOA coverage, umbrella policies, and business insurance.
Your insurance team for Santa Clarita, California
We work with Santa Clarita households and business owners, and also serve nearby Castaic, Stevenson Ranch, Agua Dulce, Acton, and Val Verde, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Santa Clarita, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Santa Clarita, California.








