Local Salinas, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and flood insurance in Salinas, California
Salinas is the seat of Monterey County and the center of the Salinas Valley, often called the Salad Bowl of the World for its lettuce and vegetable farms. It is the hometown of John Steinbeck and hosts the California Rodeo Salinas each July.
Homeowners insurance near the coast
Salinas has historic homes near Oldtown, mid-century neighborhoods, and newer subdivisions on the north side. We shop homeowners coverage across carriers, and we write earthquake insurance, since the San Andreas and other faults run through the region and a standard home policy does not cover earthquake.
Flood risk in the Salinas Valley
In 2023, storms flooded farms along the Salinas River and a levee break on the Pajaro River flooded the town of Pajaro to the north. A standard home policy does not cover flood, so we quote flood insurance for homes in and out of mapped zones.
Agriculture, autos, and businesses
We insure farms and ag operations, produce hauling and trucking, and local businesses, along with auto insurance for drivers on Highway 101 and Highway 68.
Your insurance team for Salinas, California
We work with Salinas households and business owners, and also serve nearby Monterey, Marina, Seaside, Castroville, and Gonzales, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Salinas, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Salinas, California.
