Local Oxnard, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and flood insurance in Oxnard, California
Oxnard is the largest city in Ventura County, known for its strawberry fields, Channel Islands Harbor, and the nearby Port of Hueneme. Naval Base Ventura County sits at the city's edge, and Highway 101 runs along its northern side.
Homeowners insurance near the coast
Oxnard has beach neighborhoods, harbor homes, older neighborhoods near downtown, and newer subdivisions. We shop homeowners coverage across carriers and write condo and landlord policies for coastal properties.
Flood and earthquake coverage
Low-lying coastal areas and homes near the Santa Clara River can flood in big storms, and a standard home policy does not cover it. We quote flood insurance for homes in and out of mapped zones, along with earthquake insurance.
Farms, boats, and military families
We insure farms and ag operations, boats at Channel Islands Harbor, and local businesses, and we write renters insurance and auto insurance for military families and other residents.
Your insurance team for Oxnard, California
We work with Oxnard households and business owners, and also serve nearby Port Hueneme, Ventura, Camarillo, El Rio, and Santa Paula, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
Learn more
Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
Learn more
Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
Learn more
Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
Learn more
Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
Learn more
Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
Learn more
Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
Learn more
Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
Learn more
Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Oxnard, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Oxnard, California.