
Local Oxnard, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and flood insurance in Oxnard, California
Oxnard is the largest city in Ventura County, known for its strawberry fields, Channel Islands Harbor, and the nearby Port of Hueneme. Naval Base Ventura County sits at the city's edge, and Highway 101 runs along its northern side.
Homeowners insurance near the coast
Oxnard has beach neighborhoods, harbor homes, older neighborhoods near downtown, and newer subdivisions. We shop homeowners coverage across carriers and write condo and landlord policies for coastal properties.
Flood and earthquake coverage
Low-lying coastal areas and homes near the Santa Clara River can flood in big storms, and a standard home policy does not cover it. We quote flood insurance for homes in and out of mapped zones, along with earthquake insurance.
Farms, boats, and military families
We insure farms and ag operations, boats at Channel Islands Harbor, and local businesses, and we write renters insurance and auto insurance for military families and other residents.
Your insurance team for Oxnard, California
We work with Oxnard households and business owners, and also serve nearby Port Hueneme, Ventura, Camarillo, El Rio, and Santa Paula, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Oxnard, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Oxnard, California.








