
Local Manteca, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and flood insurance in Manteca, California
Manteca is one of the fastest-growing cities in San Joaquin County, where Highway 99 meets the Highway 120 Bypass toward Yosemite. Many residents commute to the Bay Area, and new subdivisions continue to replace farmland on the edges of town.
Homeowners insurance for new and older homes
Manteca has a mix of established neighborhoods and new construction. Newer homes often have more carrier options, while older homes face more questions about roofs and systems. We shop homeowners coverage across carriers, and many Manteca neighborhoods have HOAs, so we can also help with HOA insurance.
Flood risk near the San Joaquin River
Neighborhoods in south Manteca and nearby Lathrop sit in the San Joaquin River floodplain and rely on levees. A standard home policy does not cover flood, so we quote flood insurance for homes in and out of mapped zones, along with earthquake insurance.
Commuters and local businesses
Long commutes over the Altamont Pass on I-205 and I-580, plus Highway 99 and 120 traffic, make good auto coverage and an umbrella policy worth a look. We also insure local businesses and contractors building in the area.
Your insurance team for Manteca, California
We work with Manteca households and business owners, and also serve nearby Ripon, Lathrop, Escalon, French Camp, and Stockton, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Manteca, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Manteca, California.








