Manteca, California Insurance

Local Manteca, California insurance coverage that fits your family & business needs, with a team that knows your name.

Home, auto, and flood insurance in Manteca, California

Manteca is one of the fastest-growing cities in San Joaquin County, where Highway 99 meets the Highway 120 Bypass toward Yosemite. Many residents commute to the Bay Area, and new subdivisions continue to replace farmland on the edges of town.

Homeowners insurance for new and older homes

Manteca has a mix of established neighborhoods and new construction. Newer homes often have more carrier options, while older homes face more questions about roofs and systems. We shop homeowners coverage across carriers, and many Manteca neighborhoods have HOAs, so we can also help with HOA insurance.

Flood risk near the San Joaquin River

Neighborhoods in south Manteca and nearby Lathrop sit in the San Joaquin River floodplain and rely on levees. A standard home policy does not cover flood, so we quote flood insurance for homes in and out of mapped zones, along with earthquake insurance.

Commuters and local businesses

Long commutes over the Altamont Pass on I-205 and I-580, plus Highway 99 and 120 traffic, make good auto coverage and an umbrella policy worth a look. We also insure local businesses and contractors building in the area.

Your insurance team for Manteca, California

We work with Manteca households and business owners, and also serve nearby Ripon, Lathrop, Escalon, French Camp, and Stockton, along with communities across California.

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Vehicle Insurance

Auto Insurance

Classic Car Insurance

Motorcycle Insurance

Boat Insurance

RV & Trailer Insurance

Golf Cart Insurance

Power Sports Insurance

ATV/UTV Insurance

Property Insurance

High Value Properties

Home Insurance

Condo Insurance

Landlord Insurance

Flood Insurance

Earthquake Insurance

Course of Construction

Renters Insurance

Personal Insurance

Life Insurance

Umbrella Insurance

Jewelry & Valuables

Pet Insurance

Insurance coverage for your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Business Owners Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against accidents on your premises and damage to your business property.

Commercial Property

Covers damage to your business’s physical assets such as buildings, equipment, inventory, and furniture. It protects against losses due to fire, theft, vandalism, and natural disasters, ensuring your business can recover and continue operations after an unexpected event.

Builders Risk

Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.

Garage Keepers

Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

Commercial Trucking & Fleets

We understand the risks business owners face, especially in trucking and transportation. Elye Insurance builds coverage designed for real-world operations.

Commercial trucking and fleet insurance
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Our Agency

We go beyond writing policies.

Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.

We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.

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Founder's Message
Michael Urbano, founder of Elye Insurance in Mission Viejo California

"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."

Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.

Michael Urbano
Founder, Elye Insurance

Elye Insurance

Guarding what matters most for families & businesses since 2010.
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At A Glance
3,956+
Clients Helped
16+
Years Serving
99%
Client Satisfaction
100+
Insurance Carriers
Happy family living in Manteca, California with proper insurance coverage

Your trusted insurance advisor in Manteca, California providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Manteca, California.

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Founded by Michael Urbano