Madera, California Insurance

Local Madera, California insurance coverage that fits your family & business needs, with a team that knows your name.

Home, farm, and auto insurance in Madera, California

Madera is the seat of Madera County, sitting along Highway 99 just north of Fresno. Vineyards, almonds, and pistachios surround the city, and Highway 41 to the east leads up through Oakhurst toward Yosemite.

Homeowners insurance in Madera County

Madera has older homes in town, rural properties on larger lots, and growing neighborhoods along the Highway 99 corridor. We shop homeowners coverage across carriers, including for rural homes on wells and septic. We also write earthquake insurance, which is separate from a standard home policy.

Wildfire in the foothills, flood in the valley

Homes in the foothills toward Oakhurst and Coarsegold face wildfire risk, while low areas near the Fresno River and Berenda Slough can flood in wet years. We help foothill homeowners find coverage and quote flood insurance for valley homes.

Farms, wineries, and autos

We insure farms, vineyards, and orchards, trucking operations, and local businesses, along with auto insurance for Highway 99 and Highway 41 drivers.

Your insurance team for Madera, California

We work with Madera households and business owners, and also serve nearby Chowchilla, Madera Ranchos, Oakhurst, Coarsegold, and Fresno, along with communities across California.

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Bundle home, auto & umbrella.

Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.

On the road (and the water)

Daily drivers, weekend toys, and everything with a motor or a sail.

Under your roof

Owners, renters, landlords, and the place you’re still building.

Everything else that matters

The people, pets, and treasures you’d never want to replace.

Protection for every side of your business.

Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.

General Liability

Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.

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Business Owners Policy

An affordable way to bundle general liability and commercial property insurance into one policy.

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Commercial Auto

Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.

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Workers’ Compensation

Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.

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Cyber Liability

Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.

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Professional Liability

Also called E&O. Covers claims from professional errors, negligence, or malpractice.

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Commercial Property

Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.

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Builders Risk

Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.

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Michael Urbano, founder of Elye Insurance

Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.

Michael Urbano · Founder, Elye Insurance

Meet the team →


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Your trusted insurance advisor in Madera, California providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Madera, California.

Ready when you are.

It takes about 5 minutes, there’s no obligation, and you’ll get a real person who actually picks up the phone.