Local Los Angeles, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, earthquake, and auto insurance in Los Angeles, California
Los Angeles stretches from the beaches to the San Fernando Valley, with the Santa Monica Mountains running through the middle. Hillside and canyon homes sit beside dense flatland neighborhoods of older bungalows, apartments, and condos, and most residents get around by freeway.
Homeowners insurance and wildfire exposure
Homes in the hills and canyons face brush fire exposure, as the January 2025 Palisades Fire showed, and finding coverage in those areas can take more work. We shop homeowners coverage across carriers and can explain how the California FAIR Plan and a companion policy fit together when traditional options are limited.
Earthquake coverage in a city built on faults
The 1994 Northridge earthquake is a reminder that numerous faults run beneath the region. A standard home, condo, or renters policy does not cover earthquake damage, so we quote earthquake insurance separately for owners and tenants.
Autos, renters, and rental property
Heavy freeway traffic and long daily drives make liability limits and uninsured motorist coverage worth reviewing on any auto policy. With so many residents renting, we also write renters insurance, condo coverage, and landlord policies for duplex and apartment owners.
Your insurance team for Los Angeles, California
We work with Los Angeles households and business owners, and also serve nearby Glendale, Burbank, Pasadena, and Santa Monica, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Los Angeles, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Los Angeles, California.
