Local Los Angeles, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, earthquake, and auto insurance in Los Angeles, California
Los Angeles stretches from the beaches to the San Fernando Valley, with the Santa Monica Mountains running through the middle. Hillside and canyon homes sit beside dense flatland neighborhoods of older bungalows, apartments, and condos, and most residents get around by freeway.
Homeowners insurance and wildfire exposure
Homes in the hills and canyons face brush fire exposure, as the January 2025 Palisades Fire showed, and finding coverage in those areas can take more work. We shop homeowners coverage across carriers and can explain how the California FAIR Plan and a companion policy fit together when traditional options are limited.
Earthquake coverage in a city built on faults
The 1994 Northridge earthquake is a reminder that numerous faults run beneath the region. A standard home, condo, or renters policy does not cover earthquake damage, so we quote earthquake insurance separately for owners and tenants.
Autos, renters, and rental property
Heavy freeway traffic and long daily drives make liability limits and uninsured motorist coverage worth reviewing on any auto policy. With so many residents renting, we also write renters insurance, condo coverage, and landlord policies for duplex and apartment owners.
Your insurance team for Los Angeles, California
We work with Los Angeles households and business owners, and also serve nearby Glendale, Burbank, Pasadena, and Santa Monica, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
Learn more
Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
Learn more
Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
Learn more
Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
Learn more
Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
Learn more
Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
Learn more
Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
Learn more
Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
Learn more
Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Los Angeles, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Los Angeles, California.