Local Long Beach, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, earthquake, and flood insurance in Long Beach, California
Long Beach is a port city on San Pedro Bay, with waterfront neighborhoods such as Belmont Shore, Naples, and the Peninsula, historic districts of Craftsman and Spanish-style homes like California Heights and Bluff Park, and a large share of residents who rent.
Earthquake coverage where the 1933 quake struck
The 1933 Long Beach earthquake, on the Newport-Inglewood Fault that runs through the area, damaged buildings across the city and led to stronger construction standards. Many homes here still predate modern codes. A standard policy does not cover earthquake damage, so we quote earthquake insurance separately for owners and renters.
Homeowners and flood insurance near the water
Low-lying streets in Naples, Belmont Shore, and the Peninsula can take on water during high tides and storm surf, and salt air is hard on roofs and exterior finishes. We shop homeowners coverage across carriers and quote flood insurance, which a standard home policy does not include.
Autos, renters, and rental property
Port truck traffic on the 710 and daily congestion on the 405 shape auto insurance needs, as does street parking in the denser neighborhoods. We also write renters insurance, condo coverage, and landlord policies for duplex and apartment owners.
Your insurance team for Long Beach, California
We also serve nearby Lakewood, Signal Hill, Seal Beach, and Carson, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Long Beach, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Long Beach, California.
