Local Long Beach, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, earthquake, and flood insurance in Long Beach, California
Long Beach is a port city on San Pedro Bay, with waterfront neighborhoods such as Belmont Shore, Naples, and the Peninsula, historic districts of Craftsman and Spanish-style homes like California Heights and Bluff Park, and a large share of residents who rent.
Earthquake coverage where the 1933 quake struck
The 1933 Long Beach earthquake, on the Newport-Inglewood Fault that runs through the area, damaged buildings across the city and led to stronger construction standards. Many homes here still predate modern codes. A standard policy does not cover earthquake damage, so we quote earthquake insurance separately for owners and renters.
Homeowners and flood insurance near the water
Low-lying streets in Naples, Belmont Shore, and the Peninsula can take on water during high tides and storm surf, and salt air is hard on roofs and exterior finishes. We shop homeowners coverage across carriers and quote flood insurance, which a standard home policy does not include.
Autos, renters, and rental property
Port truck traffic on the 710 and daily congestion on the 405 shape auto insurance needs, as does street parking in the denser neighborhoods. We also write renters insurance, condo coverage, and landlord policies for duplex and apartment owners.
Your insurance team for Long Beach, California
We also serve nearby Lakewood, Signal Hill, Seal Beach, and Carson, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Long Beach, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Long Beach, California.