Local Irvine, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, condo, and HOA insurance in Irvine, California
Irvine is a master-planned city in central Orange County, home to UC Irvine, business parks, and dozens of villages with their own parks and HOAs. Interstates 5 and 405 run through town, and the Santa Ana Mountains rise to the east.
Homeowners and condo insurance
Many Irvine homes and condos are part of HOAs, so your policy needs to fit with the association's master policy. We write homeowners and condo insurance, including loss assessment coverage, and HOA policies for associations.
Wildfire near the foothills
In October 2020, the Silverado and Bond Fires forced tens of thousands of Irvine residents to evacuate. Homes near the foothills and open space face closer review from carriers. We shop coverage across carriers and help you get credit for mitigation steps. We also quote earthquake and flood insurance, which are separate from a standard policy.
Renters, autos, and businesses
With a large student and young professional population, we write renters and auto insurance, plus umbrella coverage. We also insure businesses in Irvine's office and tech parks.
Your insurance team for Irvine, California
We work with Irvine households and business owners, and also serve nearby Tustin, Lake Forest, Newport Beach, Costa Mesa, and Mission Viejo, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
Learn more
Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
Learn more
Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
Learn more
Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
Learn more
Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
Learn more
Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
Learn more
Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
Learn more
Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
Learn more
Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Irvine, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Irvine, California.