Local Irvine, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, condo, and HOA insurance in Irvine, California
Irvine is a master-planned city in central Orange County, home to UC Irvine, business parks, and dozens of villages with their own parks and HOAs. Interstates 5 and 405 run through town, and the Santa Ana Mountains rise to the east.
Homeowners and condo insurance
Many Irvine homes and condos are part of HOAs, so your policy needs to fit with the association's master policy. We write homeowners and condo insurance, including loss assessment coverage, and HOA policies for associations.
Wildfire near the foothills
In October 2020, the Silverado and Bond Fires forced tens of thousands of Irvine residents to evacuate. Homes near the foothills and open space face closer review from carriers. We shop coverage across carriers and help you get credit for mitigation steps. We also quote earthquake and flood insurance, which are separate from a standard policy.
Renters, autos, and businesses
With a large student and young professional population, we write renters and auto insurance, plus umbrella coverage. We also insure businesses in Irvine's office and tech parks.
Your insurance team for Irvine, California
We work with Irvine households and business owners, and also serve nearby Tustin, Lake Forest, Newport Beach, Costa Mesa, and Mission Viejo, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Irvine, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Irvine, California.
