
Local Hanford, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, farm, and military family insurance in Hanford, California
Hanford is the seat of Kings County, known for its historic downtown and China Alley. Naval Air Station Lemoore sits just to the west, and farms growing cotton, pistachios, tomatoes, and dairy feed surround the city.
Homeowners and renters insurance
Hanford has older homes near downtown and newer neighborhoods to the north and south. We shop homeowners coverage across carriers and write renters insurance for military families and other tenants, plus landlord policies for rental owners.
Flood and earthquake coverage
The 2023 return of Tulare Lake flooded farmland and threatened towns across Kings County, a reminder that flood risk here is real. A standard home policy does not cover flood or earthquake, so we quote flood insurance and earthquake insurance separately.
Farms, autos, and businesses
Highway 198 and Highway 43 carry farm trucks and commuters to NAS Lemoore and Visalia. We write auto insurance, farm insurance, trucking coverage, and policies for local businesses.
Your insurance team for Hanford, California
We work with Hanford households and business owners, and also serve nearby Lemoore, Armona, Corcoran, Kingsburg, and Laton, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Hanford, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Hanford, California.








