Local Fresno, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and farm insurance in Fresno, California
Fresno is the largest city in the San Joaquin Valley, ringed by vineyards, orchards, and row crops. Older neighborhoods such as the Tower District sit alongside newer growth north toward the San Joaquin River and east toward Clovis, with the Sierra Nevada foothills rising beyond.
Homeowners insurance in the Valley heat
Long stretches of triple-digit summer heat are hard on roofs and air conditioning systems, and older homes may have wiring and plumbing that carriers ask about. Homes toward the eastern foothills can also draw wildfire questions. We shop homeowners coverage across carriers for each situation.
Auto insurance for Highway 99 and fog season
Winter tule fog can cut visibility sharply on Highways 99 and 41, and heavy truck traffic runs through the city year-round. We review liability limits, collision, and uninsured motorist coverage on every auto policy we write.
Farms, ag businesses, and flood
Agriculture drives the local economy, and we insure farms and ranches, crops, trucking operations, and the businesses that support them. In wet years, Sierra runoff and intense storms can overwhelm rivers and street drainage, so we also quote flood insurance, which a standard home policy does not include.
Your insurance team for Fresno, California
We also serve nearby Clovis, Madera, Sanger, Selma, and Visalia, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.
"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance
Your trusted insurance advisor in Fresno, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fresno, California.
