Local Fresno, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and farm insurance in Fresno, California
Fresno is the largest city in the San Joaquin Valley, ringed by vineyards, orchards, and row crops. Older neighborhoods such as the Tower District sit alongside newer growth north toward the San Joaquin River and east toward Clovis, with the Sierra Nevada foothills rising beyond.
Homeowners insurance in the Valley heat
Long stretches of triple-digit summer heat are hard on roofs and air conditioning systems, and older homes may have wiring and plumbing that carriers ask about. Homes toward the eastern foothills can also draw wildfire questions. We shop homeowners coverage across carriers for each situation.
Auto insurance for Highway 99 and fog season
Winter tule fog can cut visibility sharply on Highways 99 and 41, and heavy truck traffic runs through the city year-round. We review liability limits, collision, and uninsured motorist coverage on every auto policy we write.
Farms, ag businesses, and flood
Agriculture drives the local economy, and we insure farms and ranches, crops, trucking operations, and the businesses that support them. In wet years, Sierra runoff and intense storms can overwhelm rivers and street drainage, so we also quote flood insurance, which a standard home policy does not include.
Your insurance team for Fresno, California
We also serve nearby Clovis, Madera, Sanger, Selma, and Visalia, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Fresno, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Fresno, California.