
Local Clovis, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and wildfire insurance in Clovis, California
Clovis sits on the northeast side of the Fresno metro area and calls itself the Gateway to the Sierra, with Highway 168 leading up toward Shaver Lake and Huntington Lake. Old Town Clovis, the annual Clovis Rodeo, and well-regarded schools draw families to its growing neighborhoods.
Homeowners insurance in a growing city
Clovis has many newer subdivisions, often with HOAs, along with older homes near Old Town. We shop homeowners coverage across carriers and add umbrella coverage for families with pools or teen drivers.
Wildfire, cabins, and the foothills
Homes in the foothills east of Clovis and cabins in the Sierra face wildfire risk. The 2020 Creek Fire burned through mountain communities above the city. We help homeowners understand what carriers look for and find coverage for primary homes and cabins, plus earthquake and flood insurance, which are separate from a standard policy.
Autos, boats, and businesses
From Highway 168 trips to the lakes to daily commutes into Fresno, we write auto and boat insurance, and we insure local businesses and contractors.
Your insurance team for Clovis, California
We work with Clovis households and business owners, and also serve nearby Fresno, Sanger, Friant, Prather, and Tollhouse, along with communities across California.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Clovis, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Clovis, California.








