
Local Clovis, California insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and wildfire insurance in Clovis, California
Clovis sits on the northeast side of the Fresno metro area and calls itself the Gateway to the Sierra, with Highway 168 leading up toward Shaver Lake and Huntington Lake. Old Town Clovis, the annual Clovis Rodeo, and well-regarded schools draw families to its growing neighborhoods.
Homeowners insurance in a growing city
Clovis has many newer subdivisions, often with HOAs, along with older homes near Old Town. We shop homeowners coverage across carriers and add umbrella coverage for families with pools or teen drivers.
Wildfire, cabins, and the foothills
Homes in the foothills east of Clovis and cabins in the Sierra face wildfire risk. The 2020 Creek Fire burned through mountain communities above the city. We help homeowners understand what carriers look for and find coverage for primary homes and cabins, plus earthquake and flood insurance, which are separate from a standard policy.
Autos, boats, and businesses
From Highway 168 trips to the lakes to daily commutes into Fresno, we write auto and boat insurance, and we insure local businesses and contractors.
Your insurance team for Clovis, California
We work with Clovis households and business owners, and also serve nearby Fresno, Sanger, Friant, Prather, and Tollhouse, along with communities across California.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Clovis, California providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Clovis, California.


