Phoenix, Arizona Insurance

Local Phoenix, Arizona insurance coverage that fits your family & business needs, with a team that knows your name.

Home, auto, and monsoon insurance in Phoenix, Arizona

Phoenix is Arizona's capital and one of the largest cities in the U.S., spread across the Valley of the Sun. Neighborhoods range from historic districts near downtown to master-planned communities on the north side.

Extreme heat and homeowners insurance

Phoenix regularly tops 110 degrees in summer, which is hard on roofs, air conditioning, and plumbing. Many homes have pools and HOAs, so liability limits matter. We shop homeowners coverage across carriers and add umbrella coverage.

Monsoon storms and autos

Monsoon storms bring dust storms, hail, and flash floods, and a standard home policy does not cover flood. We write auto insurance for drivers on I-10, I-17, and the Loop 101 and 202.

Your insurance team for Phoenix, Arizona

We work with Phoenix households and business owners, and also serve nearby Glendale, Scottsdale, Tempe, Paradise Valley, and Laveen, along with communities across Arizona.

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Vehicle Insurance

Auto Insurance

Classic Car Insurance

Motorcycle Insurance

Boat Insurance

RV & Trailer Insurance

Golf Cart Insurance

Power Sports Insurance

ATV/UTV Insurance

Property Insurance

High Value Properties

Home Insurance

Condo Insurance

Landlord Insurance

Flood Insurance

Earthquake Insurance

Course of Construction

Renters Insurance

Personal Insurance

Life Insurance

Umbrella Insurance

Jewelry & Valuables

Pet Insurance

Insurance coverage for your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Business Owners Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against accidents on your premises and damage to your business property.

Commercial Property

Covers damage to your business’s physical assets such as buildings, equipment, inventory, and furniture. It protects against losses due to fire, theft, vandalism, and natural disasters, ensuring your business can recover and continue operations after an unexpected event.

Builders Risk

Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.

Garage Keepers

Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

Commercial Trucking & Fleets

We understand the risks business owners face, especially in trucking and transportation. Elye Insurance builds coverage designed for real-world operations.

Commercial trucking and fleet insurance
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Our Agency

We go beyond writing policies.

Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.

We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.

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Founder's Message
Michael Urbano, founder of Elye Insurance in Mission Viejo California

"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."

Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.

Michael Urbano
Founder, Elye Insurance

Elye Insurance

Guarding what matters most for families & businesses since 2010.
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At A Glance
3,956+
Clients Helped
16+
Years Serving
99%
Client Satisfaction
100+
Insurance Carriers
Happy family living in Phoenix, Arizona with proper insurance coverage

Your trusted insurance advisor in Phoenix, Arizona providing insurance solutions for every stage of life.

Insurance services offered by Elye Insurance in Phoenix, Arizona.

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Founded by Michael Urbano