Local Phoenix, Arizona insurance coverage that fits your family & business needs, with a team that knows your name.
Home, auto, and monsoon insurance in Phoenix, Arizona
Phoenix is Arizona's capital and one of the largest cities in the U.S., spread across the Valley of the Sun. Neighborhoods range from historic districts near downtown to master-planned communities on the north side.
Extreme heat and homeowners insurance
Phoenix regularly tops 110 degrees in summer, which is hard on roofs, air conditioning, and plumbing. Many homes have pools and HOAs, so liability limits matter. We shop homeowners coverage across carriers and add umbrella coverage.
Monsoon storms and autos
Monsoon storms bring dust storms, hail, and flash floods, and a standard home policy does not cover flood. We write auto insurance for drivers on I-10, I-17, and the Loop 101 and 202.
Your insurance team for Phoenix, Arizona
We work with Phoenix households and business owners, and also serve nearby Glendale, Scottsdale, Tempe, Paradise Valley, and Laveen, along with communities across Arizona.
Bundle home, auto & umbrella.
Bundling opens up more carriers, more coverage options, and better rates. We’ll stack every discount you qualify for.
On the road (and the water)
Daily drivers, weekend toys, and everything with a motor or a sail.
Under your roof
Owners, renters, landlords, and the place you’re still building.
Everything else that matters
The people, pets, and treasures you’d never want to replace.
Protection for every side of your business.
Every business is different. We partner with you to build a clear insurance and risk plan that lowers risk, manages cost, and lets you move ahead with confidence.
General Liability
Covers injuries on your premises and business activities that damage someone else’s property. Same-day coverage available.
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Business Owners Policy
An affordable way to bundle general liability and commercial property insurance into one policy.
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Commercial Auto
Covers vehicles used for business, like delivery trucks or service vans, including accident liability and physical damage.
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Workers’ Compensation
Required by law in most states. Covers medical bills, lost wages, and rehab costs for on-the-job injuries.
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Cyber Liability
Helps pay data breach costs, including legal fees, customer notifications, and credit monitoring for anyone affected.
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Professional Liability
Also called E&O. Covers claims from professional errors, negligence, or malpractice.
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Commercial Property
Protects your building, inventory, furniture, equipment, and fixtures from fire, theft, vandalism, and natural disasters.
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Builders Risk
Protects structures under construction from fire, theft, and vandalism, plus on-site materials, equipment, and supplies.
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Don’t see your business? Tell us what you do.
Elye exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals.
Michael Urbano · Founder, Elye Insurance
Your trusted insurance advisor in Phoenix, Arizona providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Phoenix, Arizona.