
Local Mobile, Alabama insurance coverage that fits your family & business needs, with a team that knows your name.
Home, wind, and flood insurance in Mobile, Alabama
Mobile sits at the head of Mobile Bay, home to the oldest Mardi Gras celebration in the U.S., a busy seaport, and a shipbuilding industry. Historic districts like Oakleigh and De Tonti Square sit near downtown.
Hurricane and wind coverage
Hurricanes such as Frederic (1979), Ivan (2004), and Katrina (2005) caused major damage in Mobile, and most policies here carry a separate hurricane deductible. FORTIFIED roofs can earn discounts required by Alabama law. We shop homeowners coverage across carriers to find the best fit.
Flood, boats, and businesses
Storm surge and heavy rain make flood insurance essential near the bay and rivers. We also write boat insurance and insure port, marine, and local businesses.
Your insurance team for Mobile, Alabama
We work with Mobile households and business owners, and also serve nearby Daphne, Spanish Fort, Saraland, Semmes, and Theodore, along with communities across Alabama.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We go beyond writing policies.
Established by Michael Urbano in 2010, Elye Insurance has belonged to the Mission Viejo community for more than two decades, guiding families, homeowners, and local businesses to the right protection for every stage of life.
We do more than sell policies; we build relationships. Our team takes time to learn your needs, your goals, and your story, so we can design insurance solutions that give you true peace of mind.


"Elye Insurance exists to safeguard your family or business with proactive, strategic insurance planning, not just annual renewals."
Since 2010, we’ve committed ourselves to protecting families & businesses with tailored insurance solutions grounded in honesty, education, and care.
Michael Urbano
Founder, Elye Insurance
Elye Insurance


Your trusted insurance advisor in Mobile, Alabama providing insurance solutions for every stage of life.
Insurance services offered by Elye Insurance in Mobile, Alabama.








