Collision Physical Damage Coverage is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.
Comprehensive Physical Damage Coverage provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm would be covered under your comprehensive coverage.
Related FAQs
Yes, if you carry Comprehensive coverage. Comprehensive covers flood, fire, falling trees, hail, and theft. Liability-only policies, including California's minimum coverage, don't pay for damage to your own car. Flood- ...
After a California car accident, move to safety, call 911 if anyone is hurt, exchange information, document the scene, and report the accident to the DMV if required. Check for ...
Uninsured motorist (UM) coverage isn't mandatory, but California requires insurers to offer it, and it's strongly recommended. Industry estimates put roughly one in six California drivers on the road without ...
