A number of factors can affect the cost of your automobile insurance, some of which you can control and some that you can’t.
The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your automobile insurance will cost.
In California, Proposition 103 requires auto rates to be based mainly on your driving safety record, the number of miles you drive each year, and your years of driving experience. Insurers can’t use your gender or credit score to set your California auto rate.
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